The Orlando Law Group


Our attorneys have extensive experience in a wide range of civil litigation, including actions involving personal injury, insurance, professional liability, real estate, construction, and more. While we believe in settling when it is appropriate for our clients, we also believe that there are some cases that should not be settled. Our lawyers can handle all aspects of litigation.

Our attorneys have past experience practicing insurance defense. They defended hospitals, doctors, nursing homes, and surgery centers in medical malpractice claims. They also defended insurance companies regarding slip and falls, product liability and car accidents. Because of this experience, we know how insurance companies think. Additionally, we have the experience to effectively and aggressively litigate your case.

It is important to remember that there are statutes of limitations that apply to personal injury cases. This means that there is a time limit in which you can pursue a lawsuit. For this reason, it is recommended that you contact an attorney without delay to protect your right to file a lawsuit.

Service Offerings:

  • Appellate
  • Business Disputes
  • Landlord Tenant Litigation
  • Mortgage Foreclosures
  • Construction Litigation
  • E-Discovery & Information Management
  • Employment Litigation
  • Insurance Litigation
  • Products Liability
  • Premises Liability
  • Real Estate Litigation
  • State & Local Litigation
  • Trusts, Estates, Guardianship & Other Fiduciary Litigation

Meet Your OLG Attorneys

Jennifer A. Englert

Jennifer A. Englert
Attorney & Managing Partner
(407) 512-4394

Kimberly E. Hosley

Jeffrey W. Smith

Sophia Dean

Wendy Hernandez O’Donnell

Wendy Hernandez O’Donnell
(407) 512-4394

Nicole Rofé

Jarrod Etheridge

Jarrod Etheridge
(407) 512-4394

Marsha Summersill

Marsha Summersill
(407) 512-4394

Erika De Jesus

Erika De Jesus
(407) 512-4394

M. Florence King

M. Florence King
(407) 512-4394

Dan Sanders

Dan Sanders
(407) 512-4394

At the Orlando Law Group, we are often asked, “Why choose us for a traumatic injury case?” One of the things that we like to explain to our potential clients is that, while we are a full-service law firm, you will receive the personalized attention that you need.

And what we mean by that is that you will know your attorney, you will know your paralegal and we will be working together as a team to get you the best result possible. Why it is important to have a team when dealing with one case? A grouping of factors. 

A traumatic injury case can often have several facets, things that you initially do not think might be impacting your life. The other attorneys in our office practice different areas of law, and one of those areas that we see most often in traumatic injury cases is the need for disability. Imagine that you have been severely injured, and you are no longer able to work. Social security disability is often difficult, especially if you are injured. Trying to get through the process alone is not the answer. You need a dedicated team that will help you get the paperwork needed to file.  

And as terrible as that sounds, as difficult as it is to even think about, when you are trying to deal with an injury and getting treatment, you have so much going through your mind. Dealing with a disability claim is the last thing that you want to do, and that is why we are honored to be there to help. Booking for another attorney to handle your disability claim is going to only add to the stress that you are already going through. By working with a firm and having that same firm handle your claim, a more streamlined approach can be taken. We will already have access to your medical bills as well as all your necessary information. There will be very little for you to do, so you can relax and focus on recovering. 

Another facet that is very hard to even consider, but something important to talk about, is if someone has died due to the accident. Often, when there is a traumatic injury, we are dealing with a death, and any time someone is killed in an accident, they need a probate. Probate is another area of law that we focus on at The Orlando Law Group. I encourage anyone that needs to talk to somebody about this hardship, whether it was the death of a family member, a child, or friend to speak with an attorney that handles the probates and go over what is going to need to be done and how it relates to your personal injury case.  

Again, this is not something that you want to go out looking for after you have already been injured or lost a loved one. By keeping everything in the same firm, we already have all the information and its easily transferrable. We can work together as a team to get the issues resolved swiftly. Another matter that often comes up is child support and time-sharing issues. Take a moment and imagine a scenario where you could not work. How would you pay your child support?  

There could be a high level of nuance to your situation. Maybe you have over-due child support that you owe. Maybe you cannot take care of the children the way that you need to, and you need adjustments to your time-sharing or adjustments to your child support.  

That is, often, a stressful issue for somebody who is injured. You need a team that will analyze your exact situation and offer detailed solutions. We have attorneys that deal specifically in family law and can make those adjustments for you. Anything that you can possibly imagine will arise when you are injured, and all facets of your life can be impacted. If you have got outstanding debts and now have some money to spend, you may forget that you have a judgment outstanding.  

We see this happen many times. Money gets deposited into a bank account. You owe that bank money, and the money suddenly disappears. By talking to an attorney who knows how to handle outstanding judgements, these things can be reduced or even avoided, so it is important to have a team that can help you navigate this area while you are trying to heal and get better.   

The Orlando Law Group cares just as hard as we work, and helping you stay on the path to healing is a priority we do not take lightly. 

Another point that we often see come up is a complication with businesses. If you have been injured and your business is failing because you cannot work or you cannot manage your company, you may be asking yourself, “What can be done to help sustain you and your livelihood?” We have specific business law attorneys to help you navigate the process and offer you overall support throughout.  

When you are looking to hire an attorney for your traumatic injury you need somebody that can handle all facets of your situation. No matter what might be thrown your way during this time, we can get through it together.  

It is vital to make sure that you know the attorney, you have met with the attorney, and you feel comfortable with them. That is something that we not only believe at The Orlando Law Group, we live by it. Feel free to contact us or give us a call for a free consultation at 407-512-4394. If we can help you in any way, we will.  

extensions to the cares act

COVID-19 has changed our lives as well as our livelihoods. Income sources have taken a massive hit, and with that, rules are having to change, deadlines are having to be extended, and significant changes are being implemented to help families survive during this stressful time.

Although a phased approach is being taken to open the economy back up, it will be a long road back to normalcy and the financial status many maintained before the coronavirus pandemic. 

Specific extensions in the CARES Act are designed to help. 

The article below details some points about the CARES Act that are important for homeowners.  

Section 4022 – Moratorium on Residential Foreclosures 

On March 27, 2020, Congress enacted the Coronavirus Aid, Relief and Economic Security Act of 2020, also known as The CARES Act, which provides for financial relief due to the COVID-19 Virus Pandemic. This Act is put into place to do precisely what the name implies. The CARES Act provides care for this who are struggling because of the stress of a halted economy. 

Section 4022 focuses on homeowners and provides a moratorium on residential foreclosures for borrowers with federally backed 1-4 family mortgage loans. It addresses the right of a homeowner to request forbearance from payment on these loans.  

Understanding the Requirements – Extensions in the CARES Act Regarding the Foreclosure Process 

The requirements only apply to federally backed mortgages, which are loans insured or guaranteed by FHA, VA, USDA, or loans that are owned or securitized by Fannie Mae or Freddie Mac. The moratorium does not apply to vacant or abandoned property or private bank loans. Under the Act, no mortgage servicer of any federally backed 1-4 family mortgage loan is permitted to do the following beginning March 18, 2020, and ending May 17, 2020; and now further extended until June 30, 2020

  1. Initiate any judicial or non-judicial foreclosure process; 
  2. File a motion for foreclosure judgment or order of sale; or 
  3. Execute a foreclosure-related eviction or foreclosure sale. 

Related: View our COVID-19 Legal Information and Recommendations

Utilizing the Extensions – Requesting a Forbearance 

Section 4022 also allows a borrower on a federally backed 1-4 family mortgage loan to request forbearance from payment up to 180 days with the right to request an additional 180-day extension. Section 4023 allows a borrower on certain federally backed multi-family mortgages to request forbearance for up to 30 days with two 30-day extensions. During the term of forbearance, a tenant cannot be evicted or charged late fees. Section 4024 establishes a temporary moratorium on eviction filings for particular single and multi-family housing. During the above referenced period beginning on March 27, 2020, a lessor cannot initiate an eviction for nonpayment of rent. After the moratorium period, the landlord may not evict a tenant unless a 30-day notice is provided to the tenant. 

Governor DeSantis also issued Executive Orders 20-94 and 20-121, consistent with the CARES Act, extending the foreclosure moratorium to all foreclosures and tolling residential evictions until June 2, 2020, but did not waive the obligation to make scheduled payments. Many Florida judicial circuits have also entered administrative orders which limit or prohibit foreclosure and eviction actions. These are meant to stave off the process and help families who are struggling to make ends meet.  

What About Title Derived Through Foreclosure? 

As a result of the federal and state law foreclosure moratoriums, until further notice, you are required to obtain approval from Underwriting to insure the title or issue a policy based on a foreclosure action where the certificate of title or writ of possession was issued after March 18, 2020, but before the expiration of the CARES Act and Executive Orders 20-94 and 20-121, now on June 30, 2020.  

Additionally, title to any property derived through a foreclosure initiated during the effective period of the CARES Act and/or Executive Orders 20-94 and 20-121, will not be insurable. 

As deadlines get pushed, and laws get stretched to allow for more financial breathing-room, it is essential to keep in mind how these rules apply to your specific situation. We have many questions that come into our office, and we are always honored to take the time and help someone gain clarity. Sometimes, legal rulesets can become cumbersome. That is why our lawyers are professionals at translating the legal jargon into a crystal-clear understanding of the law.  

We are here to help you understand how these rules can apply to you. If you have questions, do not hesitate to reach out to us. We can, and we will help you through it. 

Critical Advice: Selling Your Home During COVID-19

Filing for bankruptcy is on the minds of many people right now. For some, it’s clear that the only solution available to free them from financial hardship is bankruptcy. For others, it might not be a consideration, but should it be?

If you have recently lost your job or the current economic conditions are making it difficult or impossible to pay your debt, it might be advantageous to file for bankruptcy.

In either case, whether you know that bankruptcy is your only option or it is just entering your thinking, it is time to planning strategically. You might need to forget about conventional advice on money management and begin thinking differently. 

We’ll explain.

It should be no surprise that we are having this discussion as a result of the coronavirus pandemic. The virus and COVID-19 have caused staggering numbers of people to lose their jobs, businesses to shutter operations, and economies around the world to topple. 

Some suggest that it could be a year before we see signs of recovery. Maybe longer by some estimations.

So what does this mean for you or your business? If you or your business are struggling to stay afloat, is a bankruptcy on your list of options?

If bankruptcy is in your plan, and it probably should be, here are the things you should be doing right now.

Talk to a bankruptcy lawyer as soon as possible

If you currently cannot pay your debts or you believe that you will soon face insurmountable financial hardship, now is the time to seek out a bankruptcy attorney. A reputable and ethical bankruptcy attorney will offer a free consultation. You will need to understand the types of bankruptcy available to you, the attorney can help with that.

The move that most people make when money gets tight is to get the advice of a financial planning expert. But if bankruptcy is a real possibility, your best move is to speak with a bankruptcy lawyer as soon as possible. 

The people who do best after bankruptcy are typically those who worked with a legal expert well in advance of filing. 

The strategies you need to employ before filing for bankruptcy are unique to your situation. With the help of a bankruptcy attorney, you’ll be more prepared for what will happen before, during, and after the bankruptcy.

Need to speak to a bankruptcy lawyer? Start here.

Clearly evaluate your situation and don’t rush to file bankruptcy

One of the biggest benefits to working with a bankruptcy lawyer well before filing is the knowledge about the process that professional counsel can share. 

Because there are time restrictions on how often you can file for bankruptcy, you’ll want to make sure you are in a position to get rid of the maximum amount of debt. 

Also, it is essential to consider what might happen if your financial position changes between now and filing for bankruptcy. If your situation improves, should you back out of filing? If it worsens, should you file more quickly? 

Working with an experienced attorney will help clarify the answers to those questions and give you peace of mind as you move forward.

If you have a large amount of cash, it’s time to protect it from creditors

Many people do not realize that if you have stockpiled cash in a checking or savings account, that money can be seized to pay your financial obligations to creditors.

Protecting the money you have is critical.

A bankruptcy attorney might advise that you move that money into something like an individual retirement account. In broad terms, if you were to put the money into a Roth IRA, you could still get access to the money if needed and it would be protected from creditors.

Resist the temptation to sell things to pay your debt

If there is even a chance that you are going to be declaring bankruptcy, selling unused or underused possessions to pay credit card or other debt should be taken off your to-do list. 

Why? When you complete a bankruptcy, you will have erased your debt. Paying that debt before filing might feel like you are doing the right thing. But the money you could get from selling things might be better used after the bankruptcy.

Leave your retirement plan alone

It might be tempting to consider taking money out of your retirement accounts to pay debts, student loans, or other secured and unsecured debts. But this is generally something you want to avoid.

Even before coronavirus, bankruptcy lawyers would advise leaving your retirement funds intact because they are generally protected from creditors.

Also, there are new retirement fund coronavirus hardships withdrawals which let people acquire up to $100,000 from their 401(k)s or IRAs without penalty. And while these withdrawals are taxable, if they are paid back within three years there are provisions to reverse that tax.

The problem is, if you are facing bankruptcy, it’s likely that you will not be able to pay back the withdrawal. So, using that money to pay down debt could create further financial hardship in the future. It’s a good idea to avoid that.

Tirelessly explore your forbearance options

If your financial future is cloudy and you are unsure if you will quickly get a job or be re-hired by your employer, exploring forbearance options is important.

In forbearance, a lender will allow you to skip some payments on your loan. Skip does not mean that those payments are erased, but instead means that those payments will need to be made in the future. 

If you are a consumer filing Chapter 7 bankruptcy, your unsecured debt like credit card debt will be eliminated. Secured debt like your car loan or mortgage generally will not be erased. Forbearance on secured loans like these can offer a bit of financial breathing room and allow you to use the money you have to pay for the absolute necessities like food and utilities. You might also need the money to pay your bankruptcy lawyer’s fees and filing fees. 

A bankruptcy lawyer can explaing your forbearance options? Start here.

Do this right now

It should be clear that if bankruptcy is even a remote possibility for you, there are many steps you need to take. Being strategic and moving away from the advice you might get in credit counseling will often make things better for you during your bankruptcy proceedings. 

Debt relief is on the minds of just about everyone right now. If this is you, talking with a bankruptcy lawyer is something you should do right now.

© 2020 The Orlando Law Group.