Protecting You by Navigating Complex Bankruptcy Laws

Bankruptcy is a legal proceeding that is designed to alleviate overwhelming debt owed by either an individual or a business. The purpose of the bankruptcy option is to provide relief to debtors who could never realistically pay off their debts. While it is designed to help the debtor, there are consequences to filing for bankruptcy, including restrictions on the ability to borrow in the future.

When serving as bankruptcy counsel in consumer bankruptcy cases, our lawyers at The Orlando Law Group meet directly with clients to explain the bankruptcy process and determine what bankruptcy chapter is appropriate. We also prepare bankruptcy petitions and schedules and attend the required 341 meeting with creditors. We also represent mortgage holders in commercial and personal mortgage foreclosures, as well as modifications, workouts and receiverships.

Visit these pages for more detailed information: 

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Mandatory Credit and Financial Education

Types of Bankruptcy:

An individual who is in debt can file for bankruptcy either under Chapter 7 (liquidation)

• Chapter 13 (reorganization)
• Chapter 12 (family farmer reorganization)
• Chapter 11 (corporate financial reorganization)

The vast majority of consumers file either a Chapter 7 or Chapter 13 petition.  Debtors may also be forced into bankruptcy by creditors in the case of an involuntary bankruptcy, but only under Chapters 7 or 11.